UniCare Spotlight
At UniCare our mission is to provide the people we serve with financial protection and security.

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Group Coverage @ UniCare
Provide competitive employee benefits that fit your budget, with our group life and disability coverage.

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Voluntary Coverage @ UniCare
Let employees choose their own coverage with voluntary life and disability insurance from UniCare.

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Products and Services

UniCare Life & Health Insurance Company (UniCare) specializes in group life and disability coverage. In addition to traditional group insurance plans, we offer a variety of alternate funding arrangements and administrative services for self-funded benefit plans. 
Group Insurance
UniCare’s life insurance product offerings for employee benefit plans include group term life, accidental death and dismemberment (AD&D), dependent life, optional life and AD&D. Our disability offerings include short-term disability (STD) and long-term disability (LTD) insurance. The employer selects the coverage and benefit amounts and pays all or part of the premium. 
Voluntary Insurance
UniCare also offers voluntary products for employees to purchase through payroll deduction. Employees select their coverage and pay the premium, and the employer performs the administrative functions. Our voluntary offerings include optional term life, voluntary short-term disability (VSTD), voluntary long term disability (VLTD) and voluntary accidental death and dismemberment (VADD) insurance. 
Administrative Services Only (ASO plans)
For larger employers that prefer to fund their own disability benefits but want professional claim administration, UniCare can provide highly customized services. Generally, ASO plans are limited to short term disability benefits. Our services range from full claim processing and tax reporting to “review only” programs.  
Value Added Services
In today’s fast-paced world, you no doubt feel some stress at home and at work. UniCare’s support services – like Resource Link, Newborn and Parenting Resources and Travel Assistance – are designed to help improve your well-being by helping you manage problems before they become an emotional or financial burden. 
One Point of Contact
UniCare’s array of benefit offerings enables us to tailor a life and disability plan to meet your unique needs. Plus, you can add a UniCare dental and vision plan to create a combined Specialty benefits package with a single point of contact. 
Life and Disability products underwritten by UniCare Life & Health Insurance Company.  ® Registered mark and SM service mark of WellPoint, Inc.